Your Privacy Matters

Privacy Policy

Brun Densy Financial Services

Last Updated: December 2024

1. Introduction

Welcome to the Privacy Policy of Densy Brun, operating as Brun Densy Financial Services. Your privacy is important to us, and we are committed to protecting your personal information.

This Privacy Policy explains how we collect, use, store, share, and protect information obtained through this website (the "Site"). By using this Site, you consent to the practices described in this Privacy Policy.

Please read this policy carefully. If you do not agree with our practices, please do not use this Site.

2. Primerica Affiliation Notice

Important Disclosure

Densy Brun is a licensed captive agent who works exclusively for and represents Primerica. This website is her personal online presence and is not owned, operated, or controlled by Primerica.

Primerica does not receive or have access to information collected through this personal website unless you voluntarily choose to apply for official Primerica services, products, or submit formal applications through Primerica's systems.

Any information you provide directly to Primerica through their official channels is subject to Primerica's own privacy policies and practices, which are separate from this Privacy Policy.

3. Information We Collect

We may collect the following types of information when you use this Site:

3.1 Personal Information You Provide

When you submit consultation requests, contact forms, or inquiries, we may collect:

  • Name: Your full name
  • Email Address: For communication and follow-up
  • Phone Number: To schedule consultations or contact you
  • Messages or Questions: Any information you voluntarily provide in forms or communications
  • Consultation Preferences: Preferred days, times, and types of services

3.2 Technical Information & Cookies

We automatically collect certain technical information when you visit this Site:

  • IP Address: Your internet protocol address
  • Browser Type & Version: Information about your web browser
  • Device Information: Type of device, operating system, and screen resolution
  • Browsing Data: Pages visited, time spent, and navigation patterns
  • Cookies: Small data files stored on your device to improve user experience

3.3 Information We Do NOT Collect

We do not intentionally collect sensitive personal information such as Social Security numbers, financial account details, credit card information, or health records through this Site. Any formal financial applications requiring such information will be handled through official Primerica systems with appropriate security measures.

4. How We Use Your Information

We use the information we collect for the following purposes:

To Respond to Your Requests

Answer consultation requests, questions, and inquiries submitted through forms

To Schedule & Conduct Consultations

Coordinate meeting times, send reminders, and follow up with clients

To Provide Financial Education

Share educational resources, insights, and general financial guidance

To Comply with Legal Obligations

Meet regulatory requirements and respond to legal requests

To Improve the Website

Analyze usage patterns to enhance user experience and functionality

To Send Communications

Send appointment confirmations, educational content, or updates (with your consent)

5. Sharing of Information

We do NOT sell, rent, or trade your personal information to third parties.

However, we may share your information in the following limited circumstances:

5.1 Service Providers

We may share information with trusted third-party service providers who assist us in operating this Site, including:

  • • Email service providers (for sending messages and consultation confirmations)
  • • Website hosting and maintenance services
  • • Booking and scheduling systems
  • • Analytics tools (to understand website usage)

These providers are contractually obligated to keep your information confidential and use it only for the purposes we specify.

5.2 Primerica

Primerica receives your information ONLY when you voluntarily choose to: Apply for official Primerica products or services, submit formal applications or paperwork, or engage in transactions that require Primerica's involvement. In such cases, your information will be subject to Primerica's own privacy policies.

5.3 Legal Requirements

We may disclose your information if required by law, court order, subpoena, or to comply with legal processes. We may also share information to protect the rights, property, or safety of our business, clients, or others.

5.4 Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity, subject to this Privacy Policy.

6. Data Protection & Security

We take the security of your personal information seriously and implement reasonable technical, administrative, and physical safeguards to protect it from unauthorized access, disclosure, alteration, or destruction.

Security Measures Include:

  • • Secure website hosting with encryption protocols
  • • Limited access to personal information (only authorized personnel)
  • • Regular security assessments and updates
  • • Secure email communications for sensitive matters

Important: While we strive to protect your information, no method of transmission over the internet or electronic storage is 100% secure. We cannot guarantee absolute security, and you use this Site at your own risk.

You are responsible for maintaining the confidentiality of any login credentials or sensitive information you provide. Please contact us immediately if you believe your information has been compromised.

7. Cookies and Tracking Technologies

This Site uses cookies and similar tracking technologies to enhance your browsing experience and analyze website usage.

What Are Cookies?

Cookies are small text files stored on your device when you visit a website. They help websites remember your preferences, track usage patterns, and provide a personalized experience.

Types of Cookies We Use:

  • Essential Cookies: Necessary for the Site to function properly
  • Analytics Cookies: Help us understand how visitors use the Site
  • Functional Cookies: Remember your preferences and settings
  • Performance Cookies: Improve website speed and functionality

How to Manage Cookies

You can control or disable cookies through your browser settings. Most browsers allow you to:

  • • View and delete cookies
  • • Block cookies from specific sites
  • • Block all third-party cookies
  • • Clear all cookies when you close your browser

Note: Disabling cookies may affect the functionality and user experience of this Site.

8. Your Rights & Choices

You have certain rights regarding your personal information. Depending on your location and applicable laws, you may have the right to:

Access

Request a copy of the personal information we hold about you

Update

Correct or update inaccurate or incomplete information

Delete

Request deletion of your personal information (subject to legal obligations)

Opt-Out

Unsubscribe from marketing emails or communications

To exercise any of these rights, please contact us using the information provided at the end of this Privacy Policy. We will respond to your request within a reasonable timeframe and in accordance with applicable law.

Email Opt-Out: If you wish to stop receiving emails from us, you can unsubscribe by clicking the "unsubscribe" link at the bottom of any email or by contacting us directly.

9. Children's Privacy

This Site is not intended for children under the age of 13 years old (or 16 in certain jurisdictions). We do not knowingly collect personal information from children.

If you are a parent or guardian and believe that your child has provided us with personal information without your consent, please contact us immediately. We will take steps to remove such information from our systems.

By using this Site, you confirm that you are at least 13 years of age (or the applicable age of majority in your jurisdiction).

10. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.

Retention Periods:

  • Consultation Requests: Kept for as long as necessary to provide services and follow up with clients
  • Contact Form Submissions: Retained for a reasonable period to respond to inquiries and maintain records
  • Email Communications: Stored in accordance with standard business practices
  • Technical Data & Cookies: Automatically expire or are periodically cleared based on type and browser settings
  • Legal Compliance: Information may be retained longer if required by law, regulation, or litigation

When personal information is no longer needed, we will securely delete or anonymize it in accordance with our data retention and disposal policies.

11. Third-Party Websites

This Site may contain links to third-party websites, including Primerica's official website, social media platforms, or other external resources. This Privacy Policy applies only to this Site.

We are not responsible for the privacy practices, content, or security of third-party websites. When you leave this Site, we encourage you to review the privacy policies of any external sites you visit.

Important: Third-party sites have their own privacy policies and terms of use. Your interactions with those sites are governed by their policies, not this Privacy Policy.

12. International Users

This Site is operated in the United States and is intended primarily for users located in the United States. If you are accessing this Site from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States.

By using this Site, you consent to the transfer of your information to the United States and acknowledge that U.S. data protection laws may differ from those in your country of residence.

13. Changes to This Privacy Policy

We reserve the right to modify, update, or change this Privacy Policy at any time to reflect changes in our practices, legal requirements, or business operations.

Any changes will be effective immediately upon posting the updated Privacy Policy on this Site. The "Last Updated" date at the top of this page will indicate when the policy was last revised.

Your continued use of this Site after changes are posted constitutes your acceptance of the updated Privacy Policy. We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information.

14. Contact Information

If you have any questions, concerns, or requests regarding this Privacy Policy or how we handle your personal information, please contact us:

Contact Densy Brun

Business Name

Brun Densy Financial Services

By using this website, you acknowledge that you have read, understood, and agree to the practices described in this Privacy Policy.

Thank you for trusting Brun Densy Financial Services with your information